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Prepaid
Innovative programs to deepen loyalty and drive profits
Bring your ideas to life, meet your unique needs and help grow your business with seamless and more secure payments.
Bring your ideas to life, meet your unique needs and help grow your business with seamless and more secure payments.
Get to market faster and make a bigger impact
Our prepaid solutions offer streamlined processes, flexibility and innovative capabilities to launch your program quickly. Tell us your goals, and we’ll help you design, launch and optimize your program to fit your timeline, business and budget.
Explore what prepaid can offer your business
Brand building
Flexible card designs and marketing support ensure that your branded prepaid cards drive awareness for both your program and your brand.
Easy implementation
Get your prepaid cards into people’s hands faster with the help of our straightforward guidelines and streamlined forms.
Straightforward economics
Collaborators appreciate our transparent and competitive billing and fees.
Collaborative relationships
Access resources and get support from a dedicated relationship manager.
Enhance your program with powerful capabilities and features
Access innovative tools that can help grow your prepaid program revenue through card adoption and usage.
Control where prepaid cards can be used
Create the payment experience you want with our ability to enable Restricted Authorization Network (RAN) programs. A RAN program allows you to control acceptance by merchant, brand or category type.
Use actionable data to improve marketing
Issuers in the U.S. and its territories can access clean, detailed merchant data with Discover® Commerce Exchange (DCX). DCX can be used to power omni-channel marketing programs and provide geolocation details for enhanced customer experiences.
Enable digital payments for prepaid
Offer convenient, secure digital payments including tap and pay, as well as online and in-app purchases. Discover® Digital Exchange (DDX) provides an all-in-one solution to streamline mobile wallet enablement and tokenization services.
Keep transactions secure at every point
Access solutions that secure payments information online, in-store and on mobile devices.
EMV®1 enabled prepaid cards
Chip cards have become a security standard. We also provide comprehensive tools and support to guide you through chip technology migration.
Secure mobile and digital payments
Discover® Stored Payment Tokens keep online purchases and mobile payments secure by replacing account details with unique codes that are meaningless to scammers.
Reduce the impact of data compromises
Discover® Account Incident Manager (AIM) facilitates communication between issuers and acquirers to help minimize the impact of a data compromise.
1. EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. The EMV trademark is owned by EMVCo, LLC.
Experts ready to power your innovation
We take a collaborative approach to our relationships, and it starts with finding solutions that fit your needs.
Get more information
Reach out to our team of experts to learn more about how our prepaid solutions can help grow your business.